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What Is Affirm?


Pay over time, on your terms

Affirm offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

After checkout, stores can process and ship your order immediately. We'll keep in touch and remind you of any upcoming payments. Pay however you'd like – debit card, bank transfer or personal check.

Quick & Easy

Checkout is simple.

You're In Charge

Your budget, your choice.

No Hidden Fees

Clear, upfront pricing.

Safe & Secure

Your personal info is safe.


FAQ: Affirm

Q: Is your personal information secure with Affirm?

A: Yes, protecting your personal information is very important to us. We encrypt sensitive data including Social Security numbers. We also maintain physical, electronic, and procedural safeguards to protect your information. We do not sell or rent your information to anyone. You can read more about our Privacy Policy here.

Q: Why was I prompted to link my checking account?

A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. We may ask you to link your online checking account, which helps us determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account.

Affirm does not store your online banking login information - we simply pass your login credentials to your bank via a secure service linking your checking account.

Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows us to determine your ability to pay.


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